01
30 min
First call, free
Business financial consulting for owner-run companies
Build a business that holds up.
First call freeFixed scope, fixed feeWorks with your accountant
Financial Health ReviewWritten assessment1 weekBookkeeping Setup & CleanupClean books2–4 weeksCash-Flow Planning13-week forecastOngoingBusiness Credit ProfileProfile checklist30–90 daysFinancing ReadinessReadiness file1–2 weeksBusiness Setup & Good StandingCompliance calendar1–2 weeks
02
5 days
To a written assessment
03
13 wks
Cash-flow forecast horizon
04
1
Advisor from first call on
01 Services
Six ways to strengthen the business.
Start with one, or let the first review tell you where to begin. Every engagement has a written scope and a fixed fee.
- 01Financial Health ReviewA plain-language read of your cash flow, margins, obligations and bank activity.You getWritten assessmentTypical length1 week
- 02Bookkeeping Setup & CleanupReconciled books, a clean chart of accounts and a monthly close you can keep up with.You getClean booksTypical length2–4 weeks
- 03Cash-Flow PlanningA 13-week forecast and simple rules for payroll, taxes and slow months.You get13-week forecastTypical lengthOngoing
- 04Business Credit ProfileGive the business its own identity: EIN, banking, D-U-N-S and vendor accounts in its name.You getProfile checklistTypical length30–90 days
- 05Financing ReadinessYour statements, returns and financials organized, and a clear story, before you talk to any lender.You getReadiness fileTypical length1–2 weeks
- 06Business Setup & Good StandingEntity, registered agent, banking and the yearly filings that keep a company in good standing.You getCompliance calendarTypical length1–2 weeks
02 How we work
From first call to clean numbers.
No long contracts and no jargon. Here is what the first month of a typical engagement looks like.
Week 0 · 30 minutes
A free first call
Tell us how the business runs and what is keeping you up at night. We tell you honestly whether we can help, and what we would look at first.
Week 1 · Written
An honest assessment
We read your statements and books and send a plain-language assessment: what is working, what is costing you, and a ranked list of fixes.
Week 2 onward · Monthly
A plan you keep
We put the fixes in place with you, then check in every month so the numbers stay clean and the next decision is an easy one.
03 Why VCores Capital
Banks, landlords and buyers all read your numbers. We make sure they read well.
Most owners are excellent at what their business does and short on time for the books. We bring the financial discipline of a much larger company, sized to yours.
- Plain languageEvery finding explained in words you can act on, not a spreadsheet you file away.
- Fixed scope, fixed feeAgreed in writing before any work starts. No hourly surprises.
- Independent adviceWe are paid by you, not by lenders or product commissions.
- Alongside your teamWe work with your bookkeeper, accountant and attorney, not around them.
- Your data stays yoursSecure document links, limited access, and we never sell information.
Industries We know how your cash moves
Restaurants & HospitalityConstruction & ContractorsTrucking & LogisticsMedical & DentalRetail & E-commerceAuto Repair & DealersManufacturingProfessional ServicesBeauty & WellnessWholesale & DistributionReal EstateStaffing
Who do you work with?
Owner-operated businesses, usually with one to fifty employees, that want clearer numbers, steadier cash flow and a stronger profile with banks, suppliers and partners.
What does the first call cost?
Nothing. The first 30-minute call is free and carries no obligation. We use it to understand the business and tell you honestly whether we can help.
How are engagements priced?
Each engagement has a fixed scope and a fixed fee, agreed in writing before any work starts. Ongoing services such as cash-flow planning are billed monthly.
Do you lend money or arrange loans?
No. VCores Capital is a consulting firm. We help you get your finances in order and understand your options, but we do not lend, arrange or broker financing.
Do you repair credit or settle debts?
No. We help a business set up its own credit profile correctly. We do not offer credit repair, debt settlement or debt relief services.
Will you replace my accountant?
No. We work alongside your bookkeeper, accountant or attorney. Legal and tax conclusions stay with them.
What do you need from me to start?
For a Financial Health Review: six to twelve months of business bank statements and access to your books, if you keep them. We tell you exactly what to send after the first call.
Is my information secure?
Yes. Documents are shared through secure links rather than email attachments, access is limited to the people working on your engagement, and we never sell your information.
Next step Thirty minutes
Start with one honest call.
Free and without obligation. Bring your questions; we bring a straight answer.